A loan is a sum of money that one or more individuals or companies borrow from banks or other financial institutions.
Loans are used for a wide range of personal, business, or investment purposes and can vary in terms of amounts, repayment periods and interest rates.
We are a team of experienced loan consultants dedicated to providing you with comprehensive loan advice and solutions tailored to your needs. Whether you’re buying a home, starting a business or looking to consolidate debt, we’re here to guide you every step of the way.
Loan options we offer
A business loan is a financial product that provides a business with funds to cover costs associated with running and growing the business.
A secured loan is a loan where the borrower pledges an asset as collateral to the lender in case they are unable to repay the loan.
An unsecured loan is a type of loan that doesn’t require collateral or security from the borrower. Instead, the lender relies on the borrower’s creditworthiness and financial capacity to repay the loan.
An agricultural loan is a type of financing that helps farmers fund their farm-related expenses.
An education loan, also known as a student loan, is a sum of money borrowed to fund higher education or other educational expenses.
A real estate and construction loan, also known as a construction mortgage or self-build loan, is a short-term loan used to finance the construction of a real estate property.
A vehicle loan is a financial agreement that allows someone to purchase a vehicle by borrowing money from a lender.
Specialized loans designed to meet the unique needs of individuals and businesses.
NPA expands to non-performing assets (NPA). An asset becomes non-performing when it ceases to generate income for the bank. Reserve Bank of India defines Non Performing Assets in India as any advance or loan that is overdue for more than 90 days.
HOW SAND ASSOCIATES CAN HELP YOU GET OUT OF NPA
Sand Associates specializes in providing innovative solutions to help SMEs and MSMEs overcome the burden of NPAs. Our expertise in debt restructuring and cash flow optimization is tailored to revive your business, helping you regain financial stability and growth.
