India offers a range of government loan schemes to help MSMEs and SMEs grow and thrive. These schemes provide financial support for various needs, including business expansion, technology upgrades and working capital.
Special and Specific Government Loan Schemes for MSMEs & SMEs
- MUDRA Loan
- CGTMSE Scheme
- PMEGP
- Stand-Up India Scheme
- NSIC Subsidy Scheme
- SIDBI SMILE
- CLCSS
- TReDS
Special and Specific Government Loan Schemes for MSMEs & SMEs
1. MUDRA Loan :
- Loans up to ₹10 lakh for micro and small enterprises.
- Categories: Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), Tarun (₹5 lakh to ₹10 lakh).
2. CGTMSE Scheme :
- Collateral-free loans up to ₹2 crore for MSMEs.
3. PMEGP :
- Loans up to ₹25 lakh for manufacturing and ₹10 lakh for service sectors.
4. Stand-Up India Scheme :
- Loans between ₹10 lakh and ₹1 crore for women and SC/ST entrepreneurs.
5. NSIC Subsidy Scheme
- Financial assistance for MSMEs to grow and expand.
6. SIDBI SMILE :
- Soft loans up to ₹10 crore for MSMEs in the manufacturing sector.
7. CLCSS :
- 15% subsidy on plant and machinery for technology upgradation.
8. TReDS
- Fundraising through receivables discounting for MSMEs.
