Sand Associates assists self-employed, professionals & companies get business loan with / without collateral security. Our services includes ascertaining the needs of the business loan & helping in creating a strong proposal for banks for sanction.

We have a team of experts who will evaluate the credit worthiness & balance sheets of the company and suggest ways and means of improving it.

Varied Loans

We can help you with all type of Business Loans

  • Working Capital Loan
  • Project Loan
  • Machinery Loan
  • Equipment Financing
  • SME & MSME Loans
  • Startup Loan
  • Loan Against Receivables
  • Invoice Discounting
  • Export/Import Financing
  • Channel Funding (for managing distribution networks or sales channels)
  • Working Capital Loan

A working capital loan is a short term loan that a business can use to cover its day to day operational costs. These loans are not intended for buying long-term assets or investments.

  • Project Loan

Project Loan is provided to corporate borrowers for the purpose of capital expenditure including setting up of new/ additional manufacturing facilities, construction etc.

  • Machinery Loan

A Machinery Loan is a type of business loan that helps people and businesses buy, lease, repair, or upgrade machinery and equipment. It can help improve productivity and efficiency without compromising working capital.

  • Equipment Financing

Equipment finance is a type of loan or lease that allows businesses to purchase or lease equipment for their operations without paying for it all at once. It can be used to buy or upgrade machinery, vehicles, office furniture, computers, and more.

  • SME and MSME loans

SME and MSME loans are credit facilities provided to small, micro, and medium-sized enterprises (MSMEs) by banks, non-bank finance companies, and small finance banks.

  • Startup Loan

A startup loan is a type of financial support that helps new businesses get started and grow. Startup loans can be used to cover initial expenses, working capital, equipment, marketing, and more.

  • Loan Against Receivables

A loan against receivables is a type of financing that a business can get to cover its current or future trade receivables.

  • Invoice Discounting

Invoice discounting is a financing method where a business sells its unpaid invoices to a third party at a discount in exchange for immediate payment. 

  • Export/Import Financing

Export and import financing are a type of trade finance that helps businesses pay for the costs of importing and exporting goods. It can help businesses manage cash flow and expand their trading capacity. 

  • Channel Funding (for managing distribution networks or sales channels)

Channel financing is a type of working capital loan that provides funds to channel partners, such as distributors, dealers, or buyers, who purchase goods or services from a corporate entity.