Sand Associates
Sand Associates is a trusted financial consultancy dedicated to providing customized financial blueprints tailored to the unique needs of MSMEs and SMEs. With partnerships across 70+ Banks, NBFCs, Institutional Investors and Money Lenders including Kotak Mahindra Bank, ICICI Bank, Axis Bank, Citi Bank, Bank of Baroda, HDFC Bank and Tata Capital. We offer comprehensive solutions, including equity and debt funding, mergers and acquisitions support and credit enhancement services.
At Sand Associates, we don’t just provide loans—we empower businesses to thrive through strategic, effective, and streamlined financial guidance.
Tie ups with
Years Experience
Founder
Sand Associates has been founded by Archana Sand (MBA, LLB) a finance professional with over 30 years of experience in the Banking & Financial industry. A challenge driven individual Archana has worked across the top Banking & Financial institutions like Kotak Mahindra, ICICI London, Reuters, ICICI Prudential, TATA AIG & Weizmann Ltd.
Archana brings a strong level of financial acumen & understanding to the organization.
PROFESSIONAL TEAM
Harsh Singh is a dynamic leader with 15+ years of experience in Non-Banking Financial Companies, specializing in merchant receivables and loan business. He excels in driving revenue and turning challenges into opportunities. He has also ventured into the home interiors and furnishings business, showcasing his entrepreneurial spirit. Harsh holds an MBA in Finance from ICFAI Business School, Chandigarh.
She is a Bachelor of Commerce and a Chartered Accountant by qualification. She has been into practice for more than 15 years and has a rich experience in the field of domestic taxation, international taxation, transfer pricing, indirect taxation, etc. Her 15 years of experience comprises of stints with CNK & Associates LLP, Hiren P Shah & Associates and Kanu Doshi & Associates LLP.
our testimonials
I was in dire need of a loan to expand my small business. Sand Associates team made the process incredibly easy and stress-free. Their interest rates were competitive, and their customer service was exceptional. I was able to secure the loan I needed and take my business to the next level. I can’t thank them enough for their support and professionalism.
As a first-time home buyer, the mortgage process seemed daunting. But Archana from Sand Associates guided me personally through every step of the way. Their loan officers were knowledgeable, patient, and genuinely cared about helping me secure my dream home. I would highly recommend Sand Associates to anyone in need of a loan.
When I was struggling with debt, Sand Associates provided me with a consolidation loan that helped me get back on my feet. Their repayment plans were flexible and tailored to my financial situation. I am now debt-free and couldn’t have done it without their help. Special thanks to Archana Sand for understanding and not being judgmental.
